:root{--sp-orange: #E09468;--sp-orange-hover: #D4845A;--sp-orange-light: #FDF6F0;--sp-warm-gray: #F8F6F3;--sp-cream: #FFF5EE;--sp-charcoal: #2A2A2A;--sp-text: #3D3835;--sp-text-light: #7A7067;--sp-border: rgba(30, 20, 10, .06);--sp-taupe: #C4B5A4;--sp-sage: #A8B5A0;--sp-radius: 24px;--sp-radius-sm: 14px;--sp-shadow: 0 2px 8px rgba(30, 20, 10, .04);--sp-shadow-hover: 0 8px 24px rgba(30, 20, 10, .08);--sp-shadow-active: 0 4px 12px rgba(30, 20, 10, .06);--sp-transition: .25s ease-out}.navbar:not(.scroll) .nav-link{color:var(--sp-charcoal)!important}.navbar:not(.scroll) .navbar-brand--light{display:none}.navbar:not(.scroll) .navbar-brand--dark{display:inline-block}.navbar:not(.scroll) .navbar--toggler>span{background-color:var(--sp-charcoal)}.services-page{font-family:Poppins,sans-serif;color:var(--sp-text);line-height:1.7;overflow-x:hidden;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.services-page *{box-sizing:border-box}.sp-section{padding:64px 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8px}@media(min-width:768px){.sp-h1{font-size:2.75rem}.sp-h2{font-size:2.125rem}.sp-h3{font-size:1.25rem}}@media(min-width:1200px){.sp-h1{font-size:3.25rem}.sp-h2{font-size:2.5rem}.sp-h3{font-size:1.375rem}}.sp-lead{font-size:1.1rem;color:#2a2a2abf;line-height:1.7;max-width:700px}.sp-section-intro{font-size:1.05rem;color:var(--sp-text-light);max-width:720px;margin:0 auto 40px;text-align:center;line-height:1.7}.sp-section-intro a{color:var(--sp-orange);text-decoration:underline;text-underline-offset:3px}.sp-text-center{text-align:center}.sp-section-label{display:inline-block;font-size:.8rem;font-weight:500;letter-spacing:.04em;text-transform:uppercase;color:var(--sp-orange);background:var(--sp-orange-light);padding:6px 16px;border-radius:100px;margin-bottom:16px}.sp-hero{background-color:#fff5ed;padding:80px 20px 96px;position:relative;overflow:hidden;animation:sp-breathe 4s ease-in-out infinite}@keyframes 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filter='url(%23n)' opacity='0.08'/%3E%3C/svg%3E");pointer-events:none;z-index:1}@media(min-width:768px){.sp-hero{padding:100px 40px 112px}.sp-hero-wave svg{height:80px}}.sp-hero-content{max-width:720px;margin:0 auto;text-align:center;position:relative;z-index:2}.sp-hero-content>*{position:relative;z-index:3}.sp-hero-eyebrow{display:inline-block;font-size:.8rem;font-weight:500;letter-spacing:.04em;color:var(--sp-charcoal);background:#fff9;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.5);padding:6px 18px;border-radius:100px;margin-bottom:20px}.sp-hero p{margin:0 auto 28px}.sp-btn{display:inline-block;font-family:Poppins,sans-serif;font-weight:600;font-size:.95rem;text-decoration:none;border-radius:100px;padding:12px 28px;transition:all .2s cubic-bezier(.4,0,.2,1);cursor:pointer;border:none;text-align:center}@media(min-width:576px){.sp-btn{font-size:1rem;padding:14px 32px}}.sp-btn-orange{background:var(--sp-orange);color:#fff}.sp-btn-orange:hover{background:var(--sp-orange-hover);color:#fff;text-decoration:none;box-shadow:var(--sp-shadow-hover)}.sp-btn-primary{background:#e09468d9;color:#fff;backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,.3)}.sp-btn-primary:hover{background:var(--sp-orange);color:#fff;text-decoration:none;transform:translateY(-1px);box-shadow:0 4px 16px #e0946859}.sp-btn-primary:active{transform:scale(.96);background:#c27856;box-shadow:0 2px 8px #c278564d;transition-duration:.1s}.sp-btn-outline{background:#ffffff73;color:var(--sp-charcoal);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.5)}.sp-btn-outline:hover{background:#ffffffa6;border-color:#ffffffb3;color:var(--sp-charcoal);text-decoration:none;transform:translateY(-1px);box-shadow:0 4px 12px 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p{margin:0;font-size:.95rem;color:var(--sp-text-light);line-height:1.7}.sp-services-grid{display:grid;grid-template-columns:1fr;gap:24px;margin-top:40px}@media(min-width:768px){.sp-services-grid{grid-template-columns:1fr 1fr;gap:28px}}@media(min-width:992px){.sp-services-grid{grid-template-columns:1fr 1fr 1fr;gap:28px}}.sp-service-card{border-radius:var(--sp-radius);border:1px solid var(--sp-border);box-shadow:var(--sp-shadow);transition:box-shadow var(--sp-transition);display:flex;flex-direction:column;background:#fff;overflow:hidden;padding:32px;position:relative}.sp-service-card:before,.sp-service-card:after{content:"";position:absolute;border-radius:50%;filter:blur(40px);opacity:.35;transition:transform var(--sp-transition),opacity 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h3{font-size:1.25rem;font-weight:700;margin:0 0 8px;position:relative;z-index:1}.sp-service-card p{font-size:.95rem;color:var(--sp-text-light);margin:0 0 16px;flex-grow:1;line-height:1.7;position:relative;z-index:1}.sp-service-coverage{display:inline-flex;align-items:center;gap:6px;font-size:.8rem;font-weight:500;color:#2e7d32;background:#e8f5e9;padding:5px 12px;border-radius:100px;margin-bottom:16px;width:fit-content;position:relative;z-index:1}.sp-service-coverage i{font-size:.9rem}.sp-service-note{display:flex;align-items:flex-start;gap:8px;font-size:.82rem;line-height:1.6;padding:10px 14px;border-radius:12px;margin-bottom:12px;position:relative;z-index:1}.sp-service-note i{flex-shrink:0;font-size:1rem;margin-top:2px}.sp-service-note--amber{background:#fff8e1;color:#8d6e00;border:1px solid rgba(141,110,0,.12)}.sp-service-note--amber i{color:#f9a825}.sp-service-note--glow{background:#fff3e0;color:#bf5b00;border:1px solid rgba(191,91,0,.12);animation:sp-note-glow 3s ease-in-out infinite}.sp-service-note--glow i{color:var(--sp-orange)}@keyframes sp-note-glow{0%,to{box-shadow:0 0 #e0946800}50%{box-shadow:0 0 12px 2px #e0946833}}@media(prefers-reduced-motion:reduce){.sp-service-note--glow{animation:none}}.sp-service-cta{display:inline-flex;align-items:center;gap:8px;font-size:.95rem;font-weight:600;color:var(--sp-orange);text-decoration:none;transition:gap var(--sp-transition);position:relative;z-index:1;margin-top:auto}.sp-service-cta:hover{color:var(--sp-orange-hover);text-decoration:none;gap:12px}.sp-service-cta i{font-size:1.1rem;transition:transform var(--sp-transition)}.sp-service-cta:hover i{transform:translate(4px)}@media(hover:none){.sp-service-cta:hover{gap:8px}.sp-service-cta:hover i{transform:none}}.sp-steps{display:flex;flex-direction:column;gap:0;margin-top:40px;position:relative}.sp-step-card{background:#fff;border-radius:var(--sp-radius);padding:32px 28px;box-shadow:var(--sp-shadow);border:1px solid var(--sp-border);position:relative;transition:box-shadow var(--sp-transition)}.sp-step-card:hover{box-shadow:var(--sp-shadow-hover)}@media(hover:none){.sp-step-card:hover{box-shadow:var(--sp-shadow)}}.sp-step-header{display:flex;align-items:center;gap:16px;margin-bottom:12px}.sp-step-num{font-size:2.5rem;font-weight:800;color:var(--sp-orange);opacity:.25;line-height:1;flex-shrink:0}.sp-step-card h3{margin:0}.sp-step-card p{font-size:.95rem;color:var(--sp-text-light);margin:0;line-height:1.7}.sp-step-card p a{color:var(--sp-orange);text-decoration:underline;text-underline-offset:3px}.sp-step-connector{display:flex;justify-content:center;padding:4px 0}.sp-step-connector:before{content:"";width:2px;height:24px;background:linear-gradient(to bottom,var(--sp-orange),transparent);opacity:.3}@media(min-width:768px){.sp-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.sp-step-connector{display:none}.sp-step-num{font-size:3rem}}.sp-pricing-grid{display:grid;grid-template-columns:1fr;gap:20px;margin-top:32px;margin-bottom:32px}@media(min-width:768px){.sp-pricing-grid{grid-template-columns:1fr 1fr;gap:24px}}.sp-pricing-card{background:#fff;border-radius:var(--sp-radius);border:1px solid var(--sp-border);box-shadow:var(--sp-shadow);overflow:hidden;transition:box-shadow var(--sp-transition)}.sp-pricing-card:hover{box-shadow:var(--sp-shadow-hover)}@media(hover:none){.sp-pricing-card:hover{box-shadow:var(--sp-shadow)}}.sp-pricing-header{padding:24px 24px 20px;text-align:center}.sp-pricing-card--covered .sp-pricing-header{background:linear-gradient(135deg,#e8f5e9,#c8e6c9)}.sp-pricing-card--paid .sp-pricing-header{background:linear-gradient(135deg,#fdf6f0,#f9ede3)}.sp-pricing-tag{display:inline-block;font-size:.75rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;padding:4px 12px;border-radius:100px;margin-bottom:8px}.sp-pricing-card--covered .sp-pricing-tag{background:#43a04726;color:#2e7d32}.sp-pricing-card--paid .sp-pricing-tag{background:#e0946833;color:var(--sp-orange-hover)}.sp-pricing-amount{font-size:3rem;font-weight:800;color:var(--sp-charcoal);line-height:1.1;margin:0}.sp-pricing-amount span{font-size:1rem;font-weight:500;color:var(--sp-text-light)}.sp-pricing-covered-text{font-size:2.25rem;color:#2e7d32}.sp-pricing-list{list-style:none;padding:20px 24px 24px;margin:0}.sp-pricing-list li{display:flex;align-items:flex-start;gap:10px;padding:8px 0;font-size:.95rem;color:var(--sp-text);border-bottom:1px solid rgba(30,20,10,.04)}.sp-pricing-list li:last-child{border-bottom:none}.sp-pricing-list li i{color:#43a047;font-size:1rem;margin-top:3px;flex-shrink:0}.sp-insurance-banner{background:#fff;border-radius:var(--sp-radius);padding:28px 24px;text-align:center;border:1px solid var(--sp-border);box-shadow:var(--sp-shadow);display:flex;flex-direction:column;align-items:center;gap:16px}.sp-insurance-banner-icon{width:52px;height:52px;background:var(--sp-orange-light);border-radius:var(--sp-radius-sm);display:flex;align-items:center;justify-content:center;color:var(--sp-orange);font-size:1.4rem}.sp-insurance-banner p{margin:0;font-size:.95rem;line-height:1.7}.sp-faq-grid{display:flex;flex-direction:column;gap:12px;margin:32px auto 0;max-width:800px}.sp-faq-card{background:#fff;border-radius:16px;box-shadow:var(--sp-shadow);border:1px solid var(--sp-border);overflow:hidden;transition:box-shadow var(--sp-transition),border-color var(--sp-transition)}.sp-faq-card[open]{border-color:#e0946840;box-shadow:0 4px 16px #e0946814}.sp-faq-card:hover{box-shadow:var(--sp-shadow-hover)}@media(hover:none){.sp-faq-card:hover{box-shadow:var(--sp-shadow)}}.sp-faq-card summary{display:flex;align-items:center;gap:12px;padding:20px 24px;cursor:pointer;list-style:none;font-size:1.05rem;font-weight:600;color:var(--sp-charcoal);line-height:1.4;min-height:56px;user-select:none;-webkit-user-select:none;transition:color var(--sp-transition)}.sp-faq-card[open] summary{color:var(--sp-orange-hover)}.sp-faq-card summary::-webkit-details-marker{display:none}.sp-faq-card summary::marker{display:none;content:""}.sp-faq-icon{color:var(--sp-orange);font-size:1.2rem;flex-shrink:0}.sp-faq-chevron{margin-left:auto;flex-shrink:0;width:32px;height:32px;background:var(--sp-orange-light);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--sp-orange);font-size:.95rem;transition:transform .35s cubic-bezier(.22,1,.36,1),background var(--sp-transition),color var(--sp-transition)}.sp-faq-card[open] .sp-faq-chevron{transform:rotate(180deg);background:var(--sp-orange);color:#fff}.sp-faq-answer{display:grid;grid-template-rows:0fr;transition:grid-template-rows .35s cubic-bezier(.22,1,.36,1);overflow:hidden;font-size:.95rem;line-height:1.8;color:var(--sp-text-light)}.sp-faq-card[open] .sp-faq-answer{grid-template-rows:1fr}.sp-faq-answer>div{overflow:hidden;padding:0 24px 20px 60px}.sp-faq-card.sp-closing .sp-faq-answer{grid-template-rows:0fr}.sp-faq-card.sp-closing .sp-faq-answer>div{padding-bottom:0}.sp-faq-card.sp-closing .sp-faq-chevron{transform:rotate(0);background:var(--sp-orange-light);color:var(--sp-orange)}.sp-faq-card.sp-closing summary{color:var(--sp-charcoal)}.sp-faq-answer a{color:var(--sp-orange);text-decoration:underline;text-underline-offset:3px;transition:text-decoration-color var(--sp-transition)}.sp-faq-answer a:hover{text-decoration-color:transparent}.sp-faq-answer 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